Five tools for financial planning

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OCCU  -  11.19.2024

Remember when you were in school and it was time to get a new calculator? It was so exciting, the feeling of moving up, of learning a new skill, of becoming more grown up.

Maybe it started with the little solar-powered one that got you through middle school, that you could write rudimentary messages to your friends with (beginning with 07734 for hello and then devolving from there).

Or the first time you graduated to a graphing calculator. Depending on your feelings about math, this was either exciting or daunting, but either way, that fancy little gadget was going to help you get through your class and maybe provide some entertainment once you figured out how to draw on them.

When school was done, maybe you thought you could get by with just the calculator on your phone. It’s helpful, there’s no doubt. But sometimes it’s helpful to have a calculator for your specific situation. And we just happen to have five of them.

 

Loan calculator

Use this calculator to determine either the payment amount of a loan or the amount you can borrow at a certain payment. This will help you go into your loan application — and your purchase — with open eyes.

CALCULATE YOUR LOAN

Ignite Savings calculator

Whether you’re saving for a rainy day, a tropical vacation or a new car, you can use our Ignite Savings calculator to determine how much interest you can earn

CALCULATE YOUR EARNINGS

Mortgage calculator

How much home can you afford? What if you had a slightly larger down payment? Or a different interest rate? Or a loan that didn’t require a PMI? Finagled an extra payment each year? Our mortgage calculator lets you easily crunch all sorts of numbers so you can house hunt with confidence.

CALCULATE YOUR MORTGAGE

Fee elimination calculator

In recent years we’ve reduced or eliminated most of our fees, and we continue to look for new ways to help you earn and save more. We built this calculator to show what your personalized savings could add up to in reduced fees.

CALCULATE YOUR SAVINGS

Retirement calculator

There’s a lot that goes into your retirement savings. It makes sense: You’ll likely spend most of your life working towards it, and once you’re there, your savings will continue to earn interest, even when you’re not actively depositing into it anymore. So let our retirement calculator do some of the heavy lifting. (And if you haven’t already, consider connecting with our Investment Services team to make sure your retirement goals are on track.)

CALCULATE YOUR RETIREMENT