Can spending help you save?

Adventure change jar
OCCU  -  12.07.2016

If you’re still scrounging for nickels and dimes to fill that old piggy bank or pickle jar for your savings, then it might be time for a change. The OCCU Change Jar savings program is the convenient and easy way to reach your savings goals – no digging in-between sofa cushions required. 

Every time you pay with your OCCU debit card, OCCU will round up each purchase to the nearest dollar and then automatically deposit the difference into your savings account. It’s that simple.

Here’s how it works:

The Change Jar savings program is easy. Once you enroll in the program and use your debit card* to make everyday purchases, OCCU will:

  • Round up your purchases to the nearest dollar amount
  • Automatically transfer the difference of the day’s purchases from your checking account to your savings account

 For example:

Purchase Amount

Rounded Up To

Transferred to Savings

$1.99

$2.00

$0.01

$3.50

$4.00

$0.50

$28.00

No rounding

$0.00

$67.03

$68.00

$0.97

Total Savings Transferred for Day

$1.48

Getting started is simple. All you need is an active OCCU checking account, savings account and debit card.

If you’d like to enroll in the program, give us a call at 800.365.1111 or stop by your local branch to start saving today.

*Upon enrollment, we will round up your OCCU debit card purchases to the nearest dollar and transfer the difference from your checking account to your Primary savings account once each day in a single transfer (“Change Jar” transfer). If you do not have sufficient funds available in your checking account, or if any transaction has overdrawn your checking account, we will not round up daily purchases and we will not make the Change Jar transfer for that day. Change Jar is only available on debit cards linked to OCCU consumer checking accounts. Change Jar is currently not available on OCCU business checking accounts. The Change Jar service is subject to change at any time.