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Whether you go for all the bells and whistles or stick to a basic alarm system, having a home security system will make you far less likely to fall prey to a holiday burglary.

So let’s say you come across a small financial windfall during the holidays. What’s the smartest thing to do with it?

You don’t have to break the bank or sell off a prized belonging to give a thoughtful gift this season.

If you have some home equity to spare, putting it to work can be a smart financial move—as long as you spend it wisely.