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What’s the deal with private mortgage insurance?

If your down payment is less than 20 percent of the value of the home you'll most likely be required to carry private mortgage insurance.

Topics:: Owning a Home

Woman comparing credit union balance transfer options

Compare: Credit union balance transfer from credit cards

If your current credit card has a high APR or you have more than one card that you’re trying to pay off, then it’s probably time to find a balance transfer credit card that serves you better.

Topics:: Managing Debt & Credit

3 smart reasons to start thinking Christmas in August

There are many ways to save for the holiday season. Here are a few from the OCCU team.

Topics:: Budgeting & Saving

What's a FICO score anyway?

We all have a FICO score, or at least anyone who has ever used credit does. Although you may be familiar with the concept of a credit score, do you really know what goes into coming up with a FICO score?

Topics:: Basic Finances