Credit union member benefits you should know about

OCCU corp building
OCCU  -  2.19.2025

Everyone has their own reason for joining a credit union. Some do it for the low fees and exceptional interest rates. Some do it to support local businesses and help build stronger communities. Others join a credit union because our cooperative, not-for-profit model aligns with their values. 

Whatever your reason for becoming a credit union member, we hope you’ll take full advantage of your membership benefits. From financial planning to educational resources, we provide a whole range of benefits and services geared toward helping you achieve your financial goals. 

In case you missed them, here are some often-overlooked membership benefits that can help save you money and improve your financial health: 

Ace your taxes 

Want to save time, money and stress all in one shot? Get help with your taxes. We’ve teamed up with TurboTax to help our members get their maximum refund — plus 20% off federal tax products. TurboTax makes filing easy by translating complex tax laws into simple questions and putting everything into the right forms for you. 

If you’d prefer in-person help on your taxes, new H&R Block clients can save up to $25 on its in-office tax preparation services. Get started on your taxes

Protect your identity

Identity Fraud Inc. provides a variety of solutions to protect the identity of credit union members.

Get paid sooner

Having your paycheck direct-deposited is a fast and convenient way to access your money — and now it’s even faster. With early direct deposit, your funds could hit your account up to three days earlier.3

You don’t have to do anything special to unlock this member benefit. As long as you have direct deposit set up, you’ll automatically get early access to funds deposited into your:

· Checking account.

· Business checking account.

· Savings account.

· Business savings account.

· Money market account.

Fewer fees

Over the past few years, we’ve reduced or eliminated most of member account-related fees, including monthly checking account service charges and extended overdraft.

Servicios de seguros

Keeping you and your money safe has always been our top priority at OCCU. We’ve assembled an incredible team of highly experienced insurance professionals to help protect the things in your life that matter most.

Our Insurance Services team29 can help you find the right coverage to fit your lifestyle, whether you’re staying home or on the go. With more than 87 years of combined experience, as well as strong partnerships with insurance companies we trust, you can rest assured our team has got you covered.

Get to know our Insurance Services team and contact them today.

We’re here to support your financial wellness in all areas of life. Visit the OCCU member benefits page for more information about the perks of being a part of OCCU. 

  

OCCU provides the above link to the Intuit/TurboTax third party site solely as a convenience to you, but OCCU is not responsible for the content of the website, and the privacy and security policies of the websites may differ from those of OCCU. OCCU does not provide, endorse or guarantee the products, information, or recommendations provided by the linked site.

 

29OCCU Insurance Services, LLC is a licensed insurance agency and wholly owned subsidiary of OCCU. No asegurado por la NCUA. Sin garantías de cooperativa de crédito. Sin depósitos ni obligaciones de cooperativa de crédito. Pueden perder valor. Solo se pueden hacer negocios con los residentes de los estados o las jurisdicciones donde estén correctamente registrados. Con licencia en Oregón, Idaho y Washington.