Limited-time CD rates, unlimited possibilities

Open a 13-month new money CD today and watch your deposit of $10,000 or (more not currently on deposit with OCCU) grow. 

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Safe & secure

A guaranteed return on investment, safe from market fluctuations and insured up to $250,000 by the NCUA. 

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Our highest rate

Available only for a limited time. 

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Rate bump eligible

If a better rate becomes available through OCCU during the life of your CD, bump it up!** 

We’re like a bank but better

Opening a CD today will make you an official member of OCCU.  

  • We’re member-owned, which means you own a share in the organization and have a voice in how we grow. Your deposits — like the New Money CD you’re thinking about opening — become loans for other members. And their deposits fund your loans as well. As we grow together, we can offer more loans, more services and fewer fees. 
  • In fact, OCCU members saved over $9 million in fees in 2024 thanks to our fee reduction and elimination efforts. Fewer fees mean more for your family, more for fun and more for adventures ahead. That’s the credit union difference.
  • Because we're not-for-profit, we invest in community. Take a look at what we’re able to achieve together in our latest annual report. 

*13-month CD with an annual percentage yield (APY) of 4.25%. APY accurate as of XX/XX/XXXX. Minimum balance to obtain APY is $10,000 of new money (not currently on deposit at OCCU). Owner may increase the interest rate once during the term to the current interest rate offered by OCCU on certificates of the same term and required deposit. Your increased interest rate will take effect on the day we process your request. Upon maturity, Certificate Special accounts default to the current 12-month rate and term. In addition, during the initial term of the certificate, you may make one (1) additional deposit up to the original amount of the certificate (note: annual IRA contribution limits apply for IRA accounts). Special offers and rate match offers do not apply. Early withdrawal penalty may apply. Federally insured by NCUA. Offer may end at any time, contact OCCU for more details. 

 

** Owner may increase the interest rate once during the term to the current interest rate offered by OCCU on certificates of the same term and required deposit. Your increased interest rate will take effect on the day we process your request. Upon maturity, Certificate Special accounts default to the current 12-month rate and term. In addition, during the initial term of the certificate, you may make one (1) additional deposit up to the original amount of the certificate (note: annual IRA contribution limits apply for IRA accounts). Special offers and rate match offers do not apply.