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Learn the benefits and drawbacks of a rewards credit card before applying for one.

So let’s say you come across a small financial windfall during the holidays. What’s the smartest thing to do with it?

You don’t have to break the bank or sell off a prized belonging to give a thoughtful gift this season.

College is an exciting period of your life. But sometimes it can be nerve-racking when scholarships or financial aid won’t always cover tuition completely, making you consider alternatives, such as private student loans . And with the average total