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While new tools like online shopping and digital payments have helped make shopping for the holidays more manageable, there’s one thing that hasn’t changed: It’s still easy to overspend. Maybe it’s the stress of ticking off a long to-do list and

It’s not too late to get a head start on holiday savings

It’s that time of the year again. Ornaments are covering store shelves, and people everywhere are starting to ask the question.

Whether you have your sights set on certain a goal, such as buying a house, or want to be ready for what every adventure comes your way, a savings plan is a necessary step to achieving your goals.