Man celebrating his success at a computer

Paying down debt: Why the snowball method works

Studies have found that folks who use the snowball approach are more likely to pay off their entire debt load than those who use other methods
Topics:
Managing Debt & Credit
man writing

Financial assistance available at OCCU

Our financial assistance has helped families stay afloat and individuals begin their journey toward financial recovery. We've shown up for neighbors in crisis, worked with borrowers to prevent their loans from defaulting, and helped ensure our
Topics:
Managing Debt & Credit
Credit Unions vs. Banks
person on laptop

100 years of supporting your financial wellness

Do you dream of a world where people lend a hand when needed? Where neighbors invest in each other? Where communities work together to enrich everyone? So do we. In fact, those are the very ideals credit unions were founded on. Now, more than ever
Topics:
Community
Credit Unions vs. Banks
Couple takes a selfie by the ocean.

Member benefits: adding value with fee reductions

At OCCU, we’re driven by a vision—not profits. We’re always finding ways to show we value you as a credit union member. Learn how we’ve taken our fee reduction and removal initiative to the next level to support your financial wellness.
Topics:
Credit Unions vs. Banks

OCCU Foundation Fire Relief Fund update: Marion Polk Food Share

When our state was impacted by wildfires in September of 2020, we established the OCCU Foundation (OCCUF) Fire Relief Fund. The foundation is still providing grants to projects and nonprofit organizations that are responding to and supporting the mid
Topics:
Community

College bound? Here are 8 tips to manage your money with confidence

The day I got my first financial aid check, I couldn’t believe how much money they were handing me. That was before I realized the funds would have to cover all my expenses for the whole term. If I didn’t want to run out of money before midterms, I’d
Topics:
Basic Finances

Seeking members with a commitment to member service

By Beverly Anderson, OCCU Board Member and Nominating and Development Committee Chair When I moved to Oregon in 1975, I joined U-Lane-O Credit Union. About six months later, my husband left me. I had a two-year-old child, no car, no income and no
Topics:
Community
Two kids in the back seat of a car with window rolled down.

Is it time to refinance your auto loan?

A lot can change in five to eight years. Making money moves can keep you rolling along your financial journey. Here are three reasons to find out if it’s time to refinance your auto loan.
Topics:
Budgeting & Saving
Managing Debt & Credit

Ready, set, home: Expert tips from our team on the housing market

You don’t have to be a mortgage expert to get a home loan, but there are some things you should know first. While there’s plenty of information online to assist you in your research — including our handy mortgage calculator — sometimes it helps to
Topics:
Owning a Home

How to create a budget with the 50-30-20 rule

The pandemic brought a lot of unexpected challenges. We’ve all had to be flexible — and so have our budgets. After more than a year of trying to find our financial footing on shifting sands, we’re working towards adjusting to the new normal. Now that
Topics:
Budgeting & Saving
Starting Out Financially