2Subject to conditions. See an associate or your account agreement for details.
37Purchase APR: 0.00% introductory APR for 12 months. After that 13.74% to 23.74%, based on creditworthiness and will vary with the market based on Prime rate. Balance Transfer APR: 0.00% introductory APR for 12 months from account opening date for balance transfers completed within 60 days from the account opening date. After that, Balance Transfer APR will be 13.74% to 23.74%, based on creditworthiness and will vary with the market based on Prime rate. Cash Advance APR will be 18.74% to 28.74%, based on creditworthiness and will vary with the market based on Prime rate.
33The regular certificate account and jumbo certificate account annual percentage yields (APY) & rates are current as of 10/23/2024. There is a minimum balance requirement of $500 to open the regular certificate account and earn the APY. There is a minimum balance requirement of $100,000 to open the jumbo certificate account and earn the APY. Early withdrawal penalties may apply. Fees could reduce earnings.
32Promotion is for a 7-month CD with an APY of 4.25% or a 13-month CD with an APY of 4.00%. Annual percentage yield (APY) accurate as of 10/23/2024. Minimum balance of $500 to open certificate and obtain APY. Fees may reduce earnings. Early withdrawal penalty may apply. Offer may end at any time, contact OCCU for more details.
31Minimum daily balance to earn interest on business money market accounts is $500. Rate varies depending on balance. $1,000,000 balance required to earn 2.75% APY.
