30OCCU Refer-a-Friend program allows an eligible OCCU member (“Referrer”), who is 18 years old or older, to earn a $100 cash bonus when they refer a Friend to open a Remarkable Checking account. In addition, the Friend can also earn a $100 cash bonus* when certain conditions are met. “Friend” means an individual who opens a Remarkable Checking account during the Program Period and who has been referred to OCCU by Referrer as evidenced by presenting the Referrer’s unique code at account opening.