Family playing in water fountain

Let’s talk life insurance. Got any?

Did you know most people believe life insurance costs nearly three times its actual price? It’s one of the main reasons two in five American adults don’t own any.
Topics:
Insurance & Protection
OCCU employees at Danebo Elementary

Feeding academic success at Danebo Elementary

Decades of research have shown us how important food is for learning. It gives kids the energy and focus they need to absorb and understand new information. But just eating food doesn’t necessarily mean they’re getting enough nutrition.
Topics:
Community
Dog and couple slicing apples together in kitchen.

HELOC: Is this the home equity loan for you?

From flexibility to having access to a line of credit, a home equity line of credit (HELOC) has lots of advantages. From paying tuition to remodel projects—find out ways you can use a HELOC to reach your goals and if this is the right lending option
Topics:
Managing Debt & Credit
Hand throwing graduation cap into the air with a yellow background

How to shave thousands of dollars off your student loans   

6 easy ways to start chipping away at your student loan debt.
Topics:
Man getting a text on his smartphone

Here’s an extra layer of security for your debit card

Layering isn’t just a way to accommodate our ever-changing weather. It’s also a crucial tactic for securing your debit card against fraud.
Topics:
Privacy & Security
Porch with an American flag hanging through yellow flowers

VA Loans: bringing home ownership to Oregon’s veterans and active military personnel

The U.S. Department of Veterans Affairs (VA) Loan was designed in 1944 as part of the G.I. Bill to offer mortgage options to eligible American veterans and their spouses. Since the end of WWII, the VA loan program has helped millions of veterans
Topics:
Owning a Home
Woman reading a tablet

Government-insured loans: FHA and VA mortgages

For Oregonians who qualify, government-insured mortgages like Federal Housing Administration (FHA) and U.S. Department of Veterans Affairs (VA) loans are excellent paths to homeownership. At OCCU, we’re proud to be a qualified lender for these
Topics:
Owning a Home
Couple with young child on front porch

15- and 30-year fixed-rate mortgages

Whether you’re a first-time homebuyer, refinancing your home, or looking at investment property, 15- and 30-year fixed-rate mortgages are excellent ways to make your dream fit with your budget. At OCCU, you’ll find some of the most competitive
Topics:
Owning a Home
Woman driving a car on residential road.

I want to sell my car private party – but I still have a loan balance

Leftover balance on your car loan? It doesn’t mean you can’t sell it. Here are the four steps to sell your car to a private party and make the sale as easy as possible.
Topics:
Basic Finances
Young family on couch

FHA Loans: making home ownership a reality for more Oregonians

A Federal Housing Administration (FHA) mortgage is a loan from a qualified private lender, like OCCU, that is insured by the FHA. Borrowers with this type of loan pay for mortgage insurance from the FHA that protects the lender from loss if for some
Topics:
Owning a Home