Mother and daughter hugging in living room

A 15-year fixed-rate mortgage saves you money in the long-term

Depending on your budget, a 15-year fixed-rate mortgage can be one of the best home loans available to homebuyers. You get all the advantages of a fully amortizing, fixed-rate loan, including the assurance that your monthly payment won’t change over
Topics:
Owning a Home
Family laughing on their bed

Why people love our 30-year fixed mortgage

There are a lot of mortgage products out there, and if you’re just getting started on the homebuying journey, the glut of options can leave your head spinning. We offer plenty of home loan options at OCCU, but most of our members opt for a 30-year
Topics:
Owning a Home
couple in rv

14 tips for RVing on the cheap

Having a home on wheels makes long trips more affordable. You can cook your own meals, follow your own schedule, and sleep in comfort for just a fraction of the cost of a hotel room. For nearly 9 million U.S. households, recreational vehicles offer
Topics:
Basic Finances
hand with brightly painted finger nails holding cell phone

The struggle is real – balancing smartphone security and convenience

Your smartphone knows you better than anyone—even your squad. It knows where you go, what you do and who you text. It knows what you like on our pizza and how much you have in our checking account. And the more info you share with it, the more it can
Topics:
Starting Out Financially
Young woman in new car with orange sunglasses

Scoring a co-signer for your new wheels

If buying a car is next on your adulting list, there are a few things you’ll need: 1. Some scratch for a down payment. 2. A car that’s your aesthetic. 3. A co-signer.
Topics:
Starting Out Financially
Couple driving on the open road in an old convertible car and taking photos.

We go wherever you go

You never know what changes life will throw your way, but one thing you can count on is that you’ll always have OCCU at your side. We’re here to support your financial wellness wherever you go.
Topics:
Basic Finances
Digital Banking
Woman review paperwork

Owe less and earn more this tax season

Did you know that you can make contributions to your traditional IRA during this year that, if eligible, can count toward the previous tax year? Take a look at the criteria to see if a contribution can help you this tax season.
Topics:
Retirement Planning
A man on a table and a woman on a laptop on the bed with their dog

How to be a safe email user

It’s smart to be wary of email, however never clicking on links can mean missing out on information you might need or want.
Topics:
Privacy & Security
Young couple packing boxes

7 signs you’re ready to buy your first home

Ready to buy a home? Here is an outlet to learn the myths and facts of getting a mortgage.
Topics:
Owning a Home
Man giving his friend a high-five

Your 5-minute guide to winning at credit

Once you know the rules, all you need is time, effort and a little bit of strategy to win the credit game.
Topics:
Managing Debt & Credit