What is a loan-to-value ratio? A loan-to-value (LTV) ratio is an expression of the amount of your loan as a total percentage of the value of the purchased asset. Check out our handy infographic in this article.

How to establish your credit without a credit history

When interest rates drop or your credit’s improved, there are smart money moves to consider like refinancing your mortgage. Here are five reasons to consider refinancing your home loan.

One of a parent’s proudest and most exciting milestones occurs when a child receives that cherished acceptance letter to college. But it also can be a stressful occasion, particularly if you learn that available scholarships and financial aid won’t

How Does Your Home Look to a Thief? With a little investment you can keep your home a safe haven for you and your family.

If you’ve bought supplies for your kids in the last few years, you know it isn’t a cheap endeavor. Sometimes a list of school supplies can come in around $100 or more. For many families that cost is prohibitive. But you can help!

With so many variables to consider, OCCU encourages you to talk with a Mortgage Loan Officer and let them know what you are hoping to do. OCCU will do its best to find the solution that meets your needs.

When long-term goals feel daunting, consider making short term goals for more success with your savings.

There are many ways to save for the holiday season. Here are a few from the OCCU team.

Athena Intros is mother to four children between the ages of 6 and 11, two of them with special needs. Though her children keep her very busy, she makes time three days a week in the summer for a program dear to her heart. Intros is a volunteer with